Why most comforters trap heat
A comforter has two heat-trapping properties: the shell fabric in contact with your skin and the fill that creates the loft. Most mass-market comforters are made with polyester shells (cheap, but they hold moisture against your skin) and dense polyester or down fills heavy enough to be marketed as "luxurious." That combination is fine in winter for a cold sleeper. It's a sweat trap for menopause hot sleepers.
A cooling comforter changes both layers: a breathable shell (eucalyptus lyocell, bamboo viscose, or 100% cotton percale) and a lighter, more breathable fill so heat can escape rather than building up against your body.